Sunshine State Insurance has been serving the Alachua County and Surrounding Counties since 1971. Family owned and operated our Agents are dedicated to finding you the right coverage for the right price.
Our Agents are not only Licensed Insurance Agents, but have real life world experience outside the Insurance Market. We Understand Business Insurance, because we have agents that have run Businesses small and large, Local and Corporate in the Past. We use that knowledge and past experience in advising you and who we look at to place your Risk.
Our Agents understand Replacement Cost and what it means to you. We have had real world experience in remodeling and rebuilding on the Property Side for Homes or Commercial Business Property.
By principle our agents do not work on Commission unlike many other companies, so that means we are not trying to just make a sale, but are trying to give you the best coverage for the best price with the right company. Be it any type of insurance Personal Insurance (Home, Auto, Umbrella) or Commercial Insurance (for your small to large business.). We shop the Hundreds of companies available to us for what is best for you.
Why hesitate, email us or contact one of our agents directly today and compare, you may be surprised on the savings we could provide.
Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...
Posted: December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...
Posted: November 19, 2025
As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a minor setback and a major financial loss. Schedule regular interviews with our experienced agent to help ensure your policies reflect your current operations, assets, and risks. Use the following checklist to evaluate your current policies and identify any gaps in protection. General Liability...